Monday, September 2, 2013

How to find some Scholarships For Minorities with no application fee?

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Bob


Please don't provide the scholarships that require some application fees. I don't have money to pay for it.


Answer
I've never heard of legitimate scholarships requiring application fees.

If you are still a high school student, talk with a high school counselor. There may be locally funded scholarships just for students graduating from your high school or for students within your area. He/she can also explain the ins and outs of all the types of financial aid.

I do hope you have completed and submitted the FAFSA (Free Application for Federal Student Aid - http://www.fafsa.ed.gov ) or will do so soon. It is the form needed to be considered for Federally funded student aid (grant funds and Federal student loans.) Some scholarship awarding organizations also require info from the completed FAFSA.

Many colleges/universities* have scholarship/grant funds (funds that do not need to be repaid) for just their own students. Staff members of the colleges/universities may need the info from your completed FAFSA or may need a completed CSS Profile (from the College Board - http://sitesearch.collegeboard.org/?q=css+profile&searchType=site&x=11&y=10 ) to determine if you will be awarded any scholarships/grants. Scholarships generally require excellent high school grades or college/univ. grades. You can telephone the Financial Aid Office of the school(s) you wish to attend and ask about scholarships or look for info about them on the school's Financial Aid web pages.

*By colleges/universities I mean: local taxing district funded community colleges, state government funded colleges and universities, and private and independent colleges/universities (not to be confused with for-profit/career/proprietary colleges, which first and foremost are businesses with the main focus of earning profits for their shareholders.)

You can also look for scholarships for which you may qualify/to which you may wish to apply by using what I think is the best, most reliable database: Scholarship Search offered by the well-respected College Board:
* http://apps.collegeboard.org/cbsearch_ss/welcome.jsp
Click on the Start link in the middle of the text.
If you choose to register (free â registration is not required to use Scholarship Search) so you may return later and modify your search strategy, feel secure that you will not receive spam emails. Do not to select too many defining terms in your search strategy, which may result in a poor scholarship search result.

Please be aware that for many 2012-2013 school year scholarships the deadlines have already passed or are coming up quickly.

You may also wish to look at the scholarships listed in this March 2011 article from the well-respected publication, US News and World Report:
Scholarships for Procrastinators
* http://www.usnews.com/education/blogs/the-scholarship-coach/2011/03/31/8-scholarships-for-procrastinators-and-overachievers

When you do find a scholarship for which you want to apply, make sure you meet the scholarship requirements, be sure to follow the application rules to the letter; use perfect spelling, grammar and punctuation; and submit your application before the deadline.

Understand that many, many other students will be applying for the same scholarships and only a few or maybe just one will be awarded. Please do not pin all your hopes of higher education financing on being awarded enough scholarship/grant funds to cover all your college expenses.

I do hope you have been saving any gift money and earnings â as much as possible for a number of years.

Librarians--Ask Us, We Answer!
Find your local Public Library at:
http://www.publiclibraries.com/
Find your College/University Library at:
http://lists.webjunction.org/libweb/Academic_main.html

Best wishes

What were the highest and lowest DOW Jones closings in history ?




Kalichick


i am very curious and i cant find a straight answer anywhere. i would also like to know when these closing occured ! thanks !


Answer
The Dow Jones Industrial Average was founded by Charles Dow on May 26, 1896, and represented the dollar average of 12 stocks from leading American industries. Previously in 1884, Dow had composed an initial stock average called the Dow Jones Averages, which contained nine railroads and two industrial companies that appeared in the Customer's Afternoon Letter, a daily two-page financial news bulletin which was the precursor to The Wall Street Journal.

When it was first published in the late 1890s, the index stood at a level of 40.94, but ended up hitting its all-time low of 28.48 during the summer of 1896 during the depths of what later became known as the Panic of 1896
http://en.wikipedia.org/wiki/Dow_Jones_Industrial_Average

DJIA all-time closing low
28.48 (summer of 1896)

DJIA all-time closing high
15,409.39 on May 28, 2013

http://finance.yahoo.com/q/hp?s=^DJI&a=11&b=2&c=2012&d=05&e=23&f=2013&g=d




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